Terms and Conditions

Effective 1/1/2024

Welcome to the Verity Insurance Group website, verityinsurancegroup.com. By accessing or using our website, you agree to comply with and be bound by the following Terms and Conditions (“Terms”). If you do not agree to these Terms, please do not use our website.

1. Acceptance of Terms

By using our website, you agree to these Terms and Conditions. These Terms apply to all visitors, users, and others who access the website. We reserve the right to modify these Terms at any time, and any changes will be posted on this page with an updated effective date. Your continued use of the Website after the changes are posted constitutes your acceptance of the revised Terms.

2. Use of Website

You may use this website solely for lawful purposes and in compliance with these Terms. You agree not to use the website:

  • To engage in any illegal of fraudulent activities.

  • To interfere with the operation or security of the website.

  • To transmit any harmful code, viruses, or any other malware.

  • To collect or store personal data about other users without their consent.

3. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of Verity Insurance Group LLC or its licensors and is protected by intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from any content on this website without prior written permission from us.

4. Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by Verity Insurance Group. We are not responsible for the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that we will not be liable for any damage or loss caused by your use of or reliance on such content, goods, or services available on or through any third-party websites.

5. Limitation of Liability

To the fullest extent permitted by law, Verity Insurance Group and its affiliates, directors, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or related to your use of the website or inability to use the website, even if we have been advised of the possibility of such damage. This includes but is not limited to damages for errors, omissions, interruptions, or delays in services.

6. Indemnification

You agree to indemnify, defend, and hold harmless Verity Insurance Group, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, or expenses, including reasonable attorneys’ fees and costs, arising out of or in any way connected with your use of the website, your violation of these Terms, or your violation of any third-party rights.

7. Governing Law

These Terms and any disputes arising out of or related to your use of the website or services provided by Verity Insurance Group shall be governed by and construed in accordance with the laws of the State of Oklahoma, without regard to its conflict of law provisions.

8. Dispute Resolution

Any disputes arising from these Terms or your use of the website will be resolved through binding arbitration conducted in Oklahoma City, Oklahoma, in accordance with the rules of the American Arbitration Association. Each party will be responsible for its own costs in the arbitration process. Notwithstanding the foregoing, either party may seek injunctive or equitable relief in a court of competence jurisdiction to protect its intellectual property rights.

9. Termination

We reserve the right to terminate or suspend your access to the website at any time, with or without cause, and without prior notice. Upon termination, your right to use the website will immediately cease. All providions of these terms that by their nature should survive terminations shall survive, including ownership provisions, disclaimers, indemity, and limitations of liability.

10. Privacy Policy

Your use of the website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. Please review our Privacy Policy for more details.